The Life Insurance Group of Baltimore

Protecting You & Your
Loved Ones Financially.
As an independent life insurance agent in Baltimore Maryland, The Life Insurance Groups professional loyalty
is to our clients. As your personal and local insurance agent in Baltimore, it is our responsibility to provide you
with the best service and the best coverage, at the best possible price. We have a balanced and high-quality
product portfolio that are diversified to meet many needs, and risk profiles.

Our products of life insurance can:
Protect retirement assets.
Pay for short term debts like medical expenses, rent or mortgage payments, automobile, credit cards.
College funding for grandchildren, charity or cash gifts.
Estate transfer and other financial planning needs.
The Life Insurance Group's wide range of insurance and investment-related products and services enables you to address the ever-increasing life insurance needs, retirement needs, and specified benefits.
TheLifeInsuranceGroup.com- Independent General Insurance Agency,
Licenced in the state of Maryland only.
PO BOX 26537 | Baltimore, MD 21207
Main Line: 410-456-5356 | Fax: 410-448-1390
    Is your life insurance keeping up with your life?

Life insurance is important. Life insurance first and foremost, it provides a death benefit. Some policies give you accumulation potential.
Life insurance offers potential tax advantages.
  • Have you thought about your insurance?
  • Is your death benefit adequate?
  • Is your policy at risk of lapsing?
  • Is your insurance a part of your overall financial strategy?

Consider the effects of inflation.
If you have held your life insurance policy for 10 years or longer, inflation may have eroded the death benefit value.

Maybe it's time for a life insurance policy review.
A life insurance policy review can help you find-and fix-the gaps in coverage we've just discussed, before they become a problem. The goal of a
policy review is not to sell you a new product. Rather, it's intended to make sure your current policy still meets your needs.

If you have not looked at your life insurance policy lately, you could be leaving an inadequate death benefit for your beneficiaries and risking a
policy lapse because of growing fees and/or cost of insurance. You may be missing an opportunity to make your policy part of your overall
financial strategy.

How a policy review works.
  • We gather some information about your current coverage
  • We evaluate your current policy and insurance needs.
  • We look at options, including keeping your existing coverage

Gathering information.
We will talk about recent changes in your family status or beneficiaries. We will examine your financial obligations and
medical history.

Evaluating information.
The information that is gathered will determine haw long your policy will stay in force and how much additional premiums is required. Once
completed we will see whether your life insurance meets your needs.

Looking at your options.
The policy review may show that your current insurance meets your needs. Or, we may find that a different type of policy
may be a better fit.

Next steps.
We will discuss your options. In some cases, a policy review may uncover opportunities to add coverage, or to reduce your premiums payments.

As your life changes, your policy should change with it. A life insurance policy review takes only a few minutes, but it could give you the
reassurance of knowing you are covered for years to come. Contact your local life insurance agent today.

A life insurance policy review take only a few minutes, but it could make a big difference for you - and your beneficiaries - for years to come. Call
us today and ask to schedule a policy review 410-456-5356. We are your local life insurance agent in Baltimore Maryland
The Life Insurance Group's agents serve individual's and families in Baltimore Maryland and surrounding counties; we are dedicated to
providing the best insurance products.

Our life insurance agents will work with you to:
Review your individual situation and personal objectives. The things that really matter to you.
Analyze and review your needs. By breaking down your goals to specific objectives, you can look at available resources and
decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned.
Develop and implement a strategy to help you achieve your goals.
Coordinate your financial activities.
Monitor progress; provide ongoing service as your needs and situation change over time.

We have products designed to fit your insurance needs. As your life insurance agent we would like to tell you a little about the different types of insurance we offer and some of the ways you can use our products to round out your financial plan. Call 410-456-5356 we are local life
insurance agents in Baltimore. Request a quote today.
We are licensed Maryland Life and Health Insurance Agents
Proudly serving Proudly serving Baltimore Maryland and surrounding counties.
Allegany County, Charles County, Prince George's County, Anne Arundel County, Dorchester County, Queen Anne's County, Baltimore City, Frederick County, St.
Mary's County, Baltimore County, Garrett County, Somerset County, Calvert County, Harford County, Talbot County, Caroline County, Howard County, Washington
County, Carroll County, Kent County, Wicomico County, Cecil County, Montgomery County, Worcester County
Assuring Your Financial Future.
Call Us 410.456.5356
The Life Insurance
Group


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