The Life Insurance Group of Maryland
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| Protecting You & Your Loved Ones Financially. |
As an independent insurance agency in Baltimore Maryland, our loyalty is to our clients, not the insurance
companies. As your personal insurance representative, it is our responsibility to provide YOU with the best
service and the best coverage, at the best possible price.
A properly drawn life insurance plan can provide much more than a convenient way to handle final expenses.
Life insurance can become an important part of your promise to loved ones:
companies. As your personal insurance representative, it is our responsibility to provide YOU with the best
service and the best coverage, at the best possible price.
A properly drawn life insurance plan can provide much more than a convenient way to handle final expenses.
Life insurance can become an important part of your promise to loved ones:
 | Pay for short term debts like medical expenses, rent or mortgage payments, automobile, credit cards. | |
| College funding for grandchildren, charity or cash gifts. | |
| Estate transfer and other financial planning needs Our wide range of insurance and investment-related | |
| products and services enables us to address the ever-increasing life insurance needs, retirement needs, and specified benefits of our clients in Maryland. |
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Independent General Insurance Agency- Licenced in the state of Maryland only.
PO BOX 26537 | Baltimore, MD 21207
Main Line: 410-456-5356 | Fax: 410-448-1390
PO BOX 26537 | Baltimore, MD 21207
Main Line: 410-456-5356 | Fax: 410-448-1390
- How to Buy Life Insurance
what they can do for your personal financial strategy.
The modern mindset to life insurance has changed. Now many fill out applications for life insurance through websites or fill out applications that
was mailed to them and they receive their policies online or through the mail.
Purchasing Life Insurance
Life insurance is an important purchase. One should be well informed, educated to what will fit their needs and goals. As you will read on life
insurance is an important asset to your financial portfolio. Having a professional assist you in choosing the correct coverage will help you achieve
your goals and will meet your needs. Consulting with a professional also will help you to see some other avenues of need that you may be open
to.
Life insurance benefits are generally income tax free and if chosen wisely it will support your own lifestyle. Start by determining your net earnings
after taxes. Then add up all your personal expenses such as food, clothing, recreation, memberships, vacations etc. The balance shows your
annual income that your life insurance will need to replace. You will want a death benefit amount which, when surrendered to your beneficiary or
others, will provide income annually to cover this amount. Then, add to the balance one-time expenses such as college tuition for your children or
paying any debt that is incurred, like credit cards, car notes, or mortgage.
It is important that you estimate your own final expenses such as estate taxes, medical costs, and funeral costs.
Purchasing life insurance is important to help create a financial future for those you love. When you are gone, it is also important for them to have
a financial strategy and be able to help meet their goals and needs. Buying insurance involves asking a variety of personal lifestyle and financial
questions. If you are not already working with an life insurance professional, you may want to consider contacting Jonathan Askew for a
consultation to help you meet your needs and goals. Call Us Today at 40-456-5356.
| The Life Insurance Group Assuring Your Financial Future. Call Us 410.456.5356 |
The Life Insurance Group serves individual and institutional customers in Baltimore Maryland and surrounding
counties; we are dedicated to providing the best insurance products in Maryland. These companies offer a variety
of insurance products and services.
We will work with you to:
We have product designed to fit your insurance. We’d like to tell you a little about the different types of insurancewe offer and some of the ways you can use our products to round out your financial plan. Call 410-456-5356 we
are local in Baltimore. Request a quote today.
counties; we are dedicated to providing the best insurance products in Maryland. These companies offer a variety
of insurance products and services.
We will work with you to:
 | Review your individual situation and personal objectives. The things that really matter to you. | |
| Analyze and review your needs. By breaking down your goals to specific objectives, you can look at | |
| available resources and decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned. | ||
| Develop and implement a strategy to help you achieve your goals. | |
| Coordinate your financial activities. | |
| Monitor progress; provide ongoing service as your needs and situation change over time. |
We have product designed to fit your insurance. We’d like to tell you a little about the different types of insurance
are local in Baltimore. Request a quote today.
| We are licensed Maryland Life and Health Insurance Agents Proudly serving Proudly serving Baltimore Maryland and surrounding counties. Allegany County, Charles County, Prince George's County, Anne Arundel County, Dorchester County, Queen Anne's County, Baltimore City, Frederick County, St. Mary's County, Baltimore County, Garrett County, Somerset County, Calvert County, Harford County, Talbot County, Caroline County, Howard County, Washington County, Carroll County, Kent County, Wicomico County, Cecil County, Montgomery County, Worcester County |
Who needs life insurance.
If there are people who depend on you for financial support, you need life insurance.
Older couples also may need life insurance to protect a surviving spouse against
the possibility of the couple's retirement savings being exhausted by unexpected
medical expenses. And if you have substantial assets you need life insurance to
help reduce the effects of estate taxes or to transfer wealth to future generations.
If there are people who depend on you for financial support, you need life insurance.
Older couples also may need life insurance to protect a surviving spouse against
the possibility of the couple's retirement savings being exhausted by unexpected
medical expenses. And if you have substantial assets you need life insurance to
help reduce the effects of estate taxes or to transfer wealth to future generations.
In other words, do not be reluctant to discuss your needs of life insurance with a
professional. Talking to a professional agent will help you help you in making the
best decision on your purchase of life insurance.
Life Insurance
Life insurance is based on replacing your income and covering outstanding debt for
the benefit of a depended if you were to die. A formula of between five and ten times
your annual salary is often used to calculate how much coverage you need. Another
method is to purchase life insurance based on your individual needs and goals.
Determine what it is you want to accomplish with life insurance also determine your
unique income replacement needs.
professional. Talking to a professional agent will help you help you in making the
best decision on your purchase of life insurance.
Life Insurance
Life insurance is based on replacing your income and covering outstanding debt for
the benefit of a depended if you were to die. A formula of between five and ten times
your annual salary is often used to calculate how much coverage you need. Another
method is to purchase life insurance based on your individual needs and goals.
Determine what it is you want to accomplish with life insurance also determine your
unique income replacement needs.