TheLifeInsuranceGroup.com- Independent General Insurance Agency,
Licenced in the state of Maryland only.
PO BOX 26537 | Baltimore, MD 21207
We are licensed Maryland Life and Health Insurance Agents
Proudly serving Proudly serving Baltimore Maryland and surrounding counties.
Allegany County, Charles County, Prince George's County, Anne Arundel County, Dorchester County, Queen Anne's County, Baltimore City, Frederick County, St.
Mary's County, Baltimore County, Garrett County, Somerset County, Calvert County, Harford County, Talbot County, Caroline County, Howard County, Washington
County, Carroll County, Kent County, Wicomico County, Cecil County, Montgomery County, Worcester County
    Is your life insurance keeping up with your life?

Life insurance is important. Life insurance first and foremost, it provides a death benefit. Some
policies give you accumulation potential.

Life insurance offers potential tax advantages.
  • Have you thought about your insurance?
  • Is your death benefit adequate?
  • Is your policy at risk of lapsing?
  • Is your insurance a part of your overall financial strategy?

Consider the effects of inflation.
If you have held your life insurance policy for 10 years or longer, inflation may have eroded the
death benefit value.

Maybe it's time for a life insurance policy review.
A life insurance policy review can help you find-and fix-the gaps in coverage we've just
discussed, before they become a problem. The goal of a policy review is not to sell you a new
product. Rather, it's intended to make sure your current policy still meets your needs.

If you have not looked at your life insurance policy lately, you could be leaving an inadequate
death benefit for your beneficiaries and risking a policy lapse because of growing fees and/or
cost of insurance. You may be missing an opportunity to make your policy part of your overall
financial strategy.

How a policy review works.
  • We gather some information about your current coverage
  • We evaluate your current policy and insurance needs.
  • We look at options, including keeping your existing coverage

Gathering information.
We will talk about recent changes in your family status or beneficiaries. We will examine your
financial obligations and medical history.
The Life Insurance Group
Financial Services & Insurance. Protecting Your Financial Future.
Call for an Appointment. Local in Baltimore, MD 410.456.5356
Evaluating information.
The information that is gathered will determine haw long your policy will stay in force and how much additional premiums is
required. Once completed we will see whether your life insurance meets your needs.

Looking at your options.
The policy review may show that your current insurance meets your needs. Or, we may find that a different type of policy
may be a better fit.

Next steps.
We will discuss your options. In some cases, a policy review may uncover opportunities to add coverage, or to reduce your
premiums payments.

As your life changes, your policy should change with it. A life insurance policy review takes only a few minutes, but it could
give you the reassurance of knowing you are covered for years to come.

A life insurance policy review take only a few minutes, but it could make a big difference for you - and your beneficiaries - for
years to come. Call us today and ask to schedule a policy review 410-456-5356 Local in Baltimore Maryland.